Bills that arrive before the money does
A big charge lands a week before the paycheck meant to cover it - you'd rather know it's already set aside.
Plan ahead. Breathe easy.
Be ready for every bill, before it's due.
Set up your income and recurring costs once, and Saver tells you what to set aside. The day a bill comes due, the money's already there - calm, covered, handled.
No bank login
No account
No tracking
Is Saver for you?
If any of this sounds familiar, it might help.
You can live just fine without it. But if keeping money smooth takes a little planning, these are the moments Saver quietly takes off your plate.
Pay that changes amount
A salary and an advance in different sums each month, and every time you have to work out what to keep back.
The once-a-year lump
Insurance, taxes, or tuition that shows up as one big hit you'd rather not feel all at once.
Several due dates to juggle
A couple of loans or cards falling due on different days that you keep straight in your head.
"Can I actually afford this?"
A car or a trip you'd like to commit to only once you know it fits the months ahead.
Holding it all in your head
The running mental tally of what's coming and when, quietly costing you attention every day.
This is the thinking Saver takes off your hands - on purpose, and by hand. Read why it works this way →
An honest trade
A small setup, for a quiet kind of relief.
No magic, and nothing hidden. Here is exactly what Saver asks of you - and what you get back.
What you put in
- One separate account or envelope to hold the money you set aside.
- A calm twenty minutes adding your income and recurring costs - about ten entries for most people.
- A quick tap when a payday or due date comes: move this much, the rest is yours.
That's the whole job. No daily logging, no receipts, no upkeep beyond the occasional change.
What you get back
- Every payment funded before it's due - so when it lands, it's already handled.
- One honest number for what's safe to spend right now, with nothing hidden behind it.
- The work of remembering it all, gone - Saver holds the calendar so you don't have to.
Most people don't expect this part: how much lighter it feels when "how will I cover that?" simply stops being a question.
A small, deliberate habit with an outsized payoff in calm. You stay in control of every move - Saver just does the arithmetic and remembers the dates. Why we built it this way →
How Saver works
Real dates, not monthly averages.
Insurance once a year, tax every quarter, rent every month, income every second Friday - Saver schedules the actual calendar and keeps the pool solvent.
1
Add income and targets
Use one-time, daily, weekly, monthly, yearly, or custom schedules.
2
Read today's required balance
If your pool matches it, every bill and goal in the plan is funded.
3
Move money with intent
When income arrives, Saver tells you what goes to the pool and what is free.
Inside the app
See the decision, not a dashboard.
Each screen is organized around the moment you are in: checking today, testing a purchase, moving payday money, reading the timeline, or trusting privacy.
Private by design
Your plan stays on your device.
Saver can handle real bills and goals without asking for your bank account, advertising profile, or cloud login.
Local planning data
Income, targets, groups, and settings are stored on device.
User controlled export
Export JSON or CSV when you want a backup or a spreadsheet.
Optional reminders
Payday and due-date notifications are scheduled locally.
Optional support
Tips and yearly support are handled by the App Store.
Free, private, iPhone-only
Start saving with a clear horizon.
One number, every payday, every bill and goal covered on time. Download Saver and read today's required balance.