Private bill and goal planning

Saver

One number tells you whether every known bill, goal, and recurring payment is covered on time.

No bank login No account No tracking

What it answers

The calm version of "can I afford this?"

Saver is built around a dedicated money pool. It calculates what that pool should hold today and what to move into it from each future income.

1

Is everything covered?

Compare your real pool balance with Saver's required balance for today.

2

What do I move on payday?

Each income date gets a clear deposit amount, so bills are funded before they land.

3

Can I add this purchase?

Preview the impact of a car, trip, subscription, or goal before committing.

How Saver works

Real dates, not monthly averages.

Insurance once a year, tax every quarter, rent every month, income every second Friday - Saver schedules the actual calendar and keeps the pool solvent.

1

Add income and expenses

Use one-time, daily, weekly, monthly, yearly, or custom schedules.

2

Read today's required balance

If your pool matches it, every known obligation in the plan is funded.

3

Move money with intent

When income arrives, Saver tells you what goes to the pool and what is free.

Inside the app

Designed for repeated money decisions.

The app focuses on the plan: today's balance, the next move, future funding, impact previews, and reminders.

Saver overview showing one required pool balance.
Saver impact editor showing affordability math.
Saver payday instruction screenshot.
Saver funded timeline chart screenshot.
Saver privacy screenshot showing no bank login, no account, no tracking.

Private by design

Your plan stays on your device.

Saver does not need a login, bank connection, advertising profile, or cloud account to calculate your plan.

Local planning data

Income, expenses, groups, and settings are stored on device.

User controlled export

Export JSON or CSV when you want a backup or a spreadsheet.

Optional reminders

Payday and due-date notifications are scheduled locally.

Optional support

Tips and yearly support are handled by the App Store.